Terms & Conditions

Last Updated: 05 December 2025

Welcome to Horizon Advisory Group (“we,” “our,” or “us”). These Terms & Conditions (“Terms”) govern your use of our website and any services, content, or materials provided through it. By accessing or using our website, you agree to these Terms. If you do not agree, please discontinue use.

1. Use of Our Website

You may use our website for lawful purposes only. You agree not to:

  • Use the site in a way that violates any applicable law or regulation

  • Attempt to gain unauthorized access to our systems or networks

  • Interfere with the security or functionality of the website

  • Use content from our site for commercial purposes without written permission

2. Intellectual Property

All content on this website—including text, graphics, logos, images, videos, and other materials—is the property of Horizon Advisory Group or its licensors and is protected by intellectual property laws.

You may:

  • View and download content for personal or internal business use only

You may not:

  • Reproduce, distribute, modify, sell, or republish any content without prior written consent

3. Consulting Services

Any consulting services referenced on this website are subject to separate agreements or statements of work (“SOWs”) between you and Horizon Advisory Group.

These Terms do not replace or override the terms of any executed service agreements. In the event of a conflict, the signed agreement or SOW controls.

4. No Professional or Legal Advice

Content on this website is for general informational purposes only and does not constitute:

  • Professional advice

  • Legal or financial guidance

  • Any guarantee of outcomes

You should not rely on site content as a substitute for consulting directly with qualified professionals.

5. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for:

  • The content of external websites

  • Their accuracy, reliability, or safety

  • Any damages or loss resulting from use of third-party links

Your use of third-party sites is at your own risk.

6. Privacy

Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

7. Disclaimers

Our website is provided “as is” and “as available,” without warranties of any kind, express or implied.

We do not warrant that:

  • The site will be uninterrupted or error-free

  • Defects will be corrected

  • The site or servers are free of viruses or harmful components

  • Content is accurate, complete, or up-to-date

Use the website at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, Horizon Advisory Group is not responsible for any damages arising from your use or inability to use the website, including:

  • Direct, indirect, incidental, or consequential damages

  • Loss of data

  • Loss of profits

  • Business interruption

Some jurisdictions do not allow certain liability limitations, so these may not apply to you.

9. Indemnification

You agree to indemnify and hold harmless Horizon Advisory Group, its employees, contractors, and affiliates from any claims, losses, damages, liabilities, and expenses (including legal fees) arising out of your use of the site or violation of these Terms.

10. Governing Law

These Terms are governed by the laws of NY, USA, without regard to conflict of law principles.

Any disputes shall be resolved exclusively in the courts of NY, USA, unless otherwise required by applicable law.

11. Changes to These Terms

We may update these Terms periodically. When we do, we will revise the “Last Updated” date above.

Continued use of the website after changes are posted constitutes acceptance of the updated Terms.

12. Contact Us

If you have any questions regarding these Terms, you may contact us at:

Horizon Advisory Group
jess@horizonadvisorygroupllc.com